Underwriting

Requirements

Include:

• Qualifying gross income must be a minimum of 3 times the monthly rent amount. No Co-Signers.
• Income can be combined between adult applicants
• Income and length of employment will be verified with employer(s). Appropriate documentation showing 4 weeks required.
• Self-employed can provide most recent tax returns and 2 months bank statements.
• All applicants who will be financially liable must have at least a 675 credit score, generated by our application process. No exceptions.
• Debt to income ratio, accounts in collection and past due balances can be considered.
• No bankruptcies.
• After financial qualifications are met, convictions may be considered in denying applicants, as dictated by law.
• All legal sources of income are accepted, as dictated by law.
• Previous landlord/rental payment history will be verified.
• Evictions are an automatic decline.
• Only approved applicants will be shown apartments.
• Procedures may vary based upon requests of the owner.